Business Car Finance
Get the Right Vehicle to Keep Your Business Moving
If your work depends on getting from A to B, your vehicle matters. Whether you're delivering, meeting clients, or managing a team on the road, having the right transport makes a big difference.
At Investors Mortgage, we help you get car finance that fits your business. We make it easy to secure a loan for utes, vans, trucks, or company cars. With fast approvals, flexible options, and personal support, you can focus on work while we handle the paperwork.
Start with a free consultation today.
Business Car Finance Support & Guidance
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This is a way for businesses to buy vehicles under their ABN or company name. It keeps your business assets separate from your personal ones. You may get tax benefits, and the repayments can be set up to suit your cash flow.
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Utes and small work vehicles
Vans for deliveries or trades
Cars for business owners or staff
Upgrading or adding fleet vehicles
Vehicles for specific industries or services
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Your business is unique, so we help you explore the right loan for your setup
Own-now options with GST and tax benefits
Lease options where you buy the car later
Hire-to-own plans
Vehicle packages for employees
Simple paperwork options for ABN holders
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We know your time is valuable, so we handle the heavy lifting
Access to many business lenders
Options that match your ABN or company
Loans for new or second-hand vehicles
Quick applications and faster answers
A real person to guide you from start to finish
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Every lender is different, but here’s what most will ask for
Your ABN or ACN
Basic business bank statements
Your licence and photo ID
A quote or invoice for the vehicle
A quick credit check
We’ll help you collect everything and submit the application smoothly.
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Can I get a loan for a used vehicle
Yes. Many lenders finance second-hand cars if they’re in good condition and not too old.Is a business loan different from a personal loan
Yes, it is. Business car finance is tailored for companies or sole traders using an ABN. It often includes tax perks and repayment plans designed to match how your business earns and spends.Do I need full financial documents to apply
Not in every case. If you’ve had an ABN for a while and steady income coming in, some lenders won’t ask for full financials.
Key Benefits of Business Vehicle Loans
Preserve Cash Flow
Opting for a business car loan allows you to preserve your company's cash flow. Instead of paying for the vehicle upfront, you can spread the cost over manageable monthly payments, freeing up capital for other vital business expenses and investments.
Tax Deductible
In many cases, the interest paid on business car loans is tax-deductible. Business assets may be eligible for the government’s instant asset write-off and temporary full expensing which allows eligible business owners to claim an immediate tax deduction for eligible asset purchases.
Flexible Financing Options
Our business car loan services provide flexible financing options tailored to your specific needs. Whether you need financing for a single vehicle or an entire fleet, our brokers can assist you with a finance solution that aligns with your business objectives.
Upgrade to Newer Vehicles
With a business car loan, you can regularly refresh your fleet with newer, more reliable vehicles. This enhances your business's professional image, improves safety, and reduces maintenance costs associated with older vehicles.
Utilizing our business vehicle loan service will help you streamline the application process, saving you valuable time, simplifying the comparison of loan offers and ensuring you secure the most favorable terms and interest rates. Contact us today to learn more about your options and start driving your business toward greater success.
Bank look for 3 things
Deposit
Minimum 5% + Lender’s Mortgage Insurance (LMI)
Income & Expenses
Income from all sources can be included, depending on the lender chosen. Expenses include living expenses, repayments, credit limits, etc.
Credit History
Previous credit history and credit applications.
Words From Our Clients
Need a car for work?
Whether it’s your first business vehicle or just time for an upgrade, we’ll help you find the right loan. Easy process.
Straight answers. Support at every step.
Please fill out the form with your details, and one of our advisors will contact you within one business day.
Or you can contact us on Phone, WhatsApp, and Email.
✉️ mail@investorsmortgage.com.au
⏰ Mon – Fri: 10:00am – 6:00pm & Sat: 11:00 am - 4:00 pm
