Refinancing Your Mortgage

If your current home loan no longer fits your needs or has strayed off the course of your budget, refinancing could be the ideal solution. Our expert team at Investors Mortgage are dedicated to helping homeowners and investors like you to refinance existing mortgages to better terms with ease.

Why Refinance?

  • Refinancing allows modifying your mortgage to gain advantages like:

  • Lower interest rates and monthly payments.

  • Switching loan types to adjust cash flow.

  • Tapping equity for renovations or investments.

  • Removing mortgage insurance premiums.

  • Ending restrictions from past credit issues.

Refinancing works wonders when:

  • Your credit score has improved since obtaining your original mortgage.

  • Interest rates have dropped significantly since you locked your current rate.

  • Your financial situation has changed and your existing loan no longer suits your needs.

  • You require capital for major investments like a renovation or a new purchase.

Bank Look For These Things

Deposit

Minimum 5% + Lender’s Mortgage Insurance (LMI)

Income & Expenses

Income from all sources can be included, depending on the lender chosen. Expenses include living expenses, repayments, credit limits, etc.

Credit History

Previous credit history and credit applications.

Looking for a refinance?

Our mortgage specialists will analyze your unique position to identify when refinancing adds value. We will streamline every step, including finding the optimal new loan for your new needs and coordinating seamless application and settlement.

Don’t settle for an outdated home loan. Contact us today to discuss if refinancing could unlock better mortgage terms tailor-made for your lifestyle and goals.

Please fill out the form with your details, and one of our advisors will contact you within one business day.