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home loan rates Australia

Q: If I’m looking to get into property should I buy now or wait for prices to drop further?

If you’re a first-home buyer specifically, it’s a great time to take advantage of the banks’ willingness to lend you money.

 

And if you’re an established home buyer, it’s a perfect time to trade up your home, which may be worth a little less today but so will the property you are buying.

 

On the other hand, if you’re an investor, the right time to buy is when you have the finance to do so and it fits in with your long-term plans.

 

Don’t try and time the market.

 

Think about it: it’s the first time in years that we’ve experienced a buyers’ market in Sydney and Melbourne, but this hasn’t changed the long-term outlook of the markets.

 

The fundamentals of strong population growth, a robust economy with excellent jobs creation and state government infrastructure spending will underpin a property market.

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